G — Guarantees
Your principal is contractually guaranteed. You will never lose another dollar to market downturns — ever.
Service 04 · 401(k) Rollover
401(k) & IRA
Rollover Consultation
No Taxes. No Penalties. No Fees. More Control Over Your Retirement.
The Problem
Your Old 401(k) Is Working Against You
When you change jobs or retire, your old 401(k) doesn't have to stay where it is — collecting hidden fees, exposed to market volatility, and tied to a company you no longer work for. Most people leave old retirement accounts behind simply because they don't know their options.
The most common advice is to roll it into a new 401(k) or IRA. But the issue is there's still no guarantee. You still don't have full access to it, and if that company goes bankrupt, your money could go with it.
We help clients move old retirement accounts into Fixed Indexed Annuities — with no taxes, no penalties, and no fees on the transfer — giving you principal protection, market-linked growth, and guaranteed lifetime income.
"I had a client who had over $100K in his old 401(k). He got laid off. Two months later, the company went bankrupt. He lost all but $12 of his retirement. That is not a good place to be." — Jackson M. Latimore Sr.
$0
Taxes on a Proper Rollover
A direct rollover from a 401(k) or IRA to an annuity triggers no taxes and no penalties when done correctly.
$0
Maximum Market Loss
Fixed Indexed Annuities contractually guarantee your principal — you never lose to market downturns.
10%
Average Annual Growth Potential
Some FIA strategies have averaged 9–10% annually over 30 years — vs. 5–7% for most 401(k) accounts.
Life
Guaranteed Income Duration
Income riders provide guaranteed withdrawals for as long as you live — you cannot outlive your income.
The GRIPP Advantage
Get a GRIPP on Your Retirement Money
R — Rate of Return
A guaranteed minimum rate of return ensures your money grows — even in flat or down markets.
I — Indexing Strategy
Your account is credited based on market index performance — capturing upside while locking in gains annually.
P — Pension-Like Income
Take income for as long as you live — a personal pension that replaces your paycheck in retirement.
P — Potential Bonuses
Some carriers offer premium bonuses on rollover amounts — potentially boosting your account value on day one.
No Taxes or Penalties
A properly executed direct rollover triggers no taxes, no penalties, and no fees — your full balance transfers.
Common Questions
Rollover FAQs
Can I roll over my 401(k) without paying taxes?
Yes — with a direct rollover. The money moves directly from your old plan to the new account without passing through your hands, so no taxes or penalties are triggered.
What's the difference between a rollover and a transfer?
A direct rollover moves funds directly between institutions — no tax withholding. An indirect rollover sends you a check, and you have 60 days to deposit it. We always recommend direct rollovers to avoid complications.
Can I roll over a 403(b), 457, or TSP?
Yes. We work with 401(k), 403(b), 457, TSP, IRA, and Roth IRA accounts. Each has specific rules — we'll walk you through the right process for your account type.
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Take Control of Your Retirement
Free 30-Minute Rollover Consultation · No Taxes · No Penalties · No Fees